User reviews, payment system information Открытие
Otkrytie is a universal bank with a diversified business structure, offering its customers not only classic banking services, but also investment and insurance products; is included in the list of systemically important credit organizations approved by the Central Bank of the Russian Federation. One of the ten largest banks in the country (the shareholder of the financial institution is the Bank of Russia with a share of 99.99%).
He is a member of the Customs Card, a Russian nationally significant payment system aimed at improving the system of customs payments, reducing the time for customs clearance of goods.
The group includes financial market companies: Rosgosstrakh insurance company, Otkrytie non-governmental pension fund, Otkritie management company, Otkritie Broker, Baltic Leasing JSC, Customs Card JSC.
Advantages of the system:
- High withdrawal limits: up to 1 million rubles, and from premium plastic cards - up to 3 million rubles. Daily withdrawal limit - 200 thousand rubles
- Remote opening of deposits to corporate clients (a choice of six deposits in the bank s line in rubles, dollars or euros)
- Customs Card
- Free transfers up to 20 thousand rubles from the issuer s card to cards of other banks
- Reduced lending rates: cash loan, refinancing, mortgage
- Individual offers for business: investments in infrastructure projects, lending, acquiring, leasing, factoring
- Opening a business online without a visit to the Federal Tax Service and paying state fees
- Mobile application (AppStore, PlayMarket)
On January 1, 2019, the official merger of Otkritie FC Bank and Binbank took place. The combined credit organization will operate under the brand name Otkrytie and with a license from FC Otkritie.